Visa announces $100M fund for AI innovations, The Graph & InQubeta uptrend begins

Fibo Quantum

Visa’s game-changing $100 million fund for generative AI ventures is not only reshaping the future of payments but also driving an uptrend for startups like InQubeta and The Graph.

Visa $100M fund aiming at AI innovations

Visa, a global leader in payments, has announced a significant move towards advancing artificial intelligence (AI) in the field of commerce and settlements. The company is establishing a new fund with a whopping $100 million allocation dedicated to investing in generative AI ventures.

This initiative, unveiled on October 2nd, is designed to support companies that are actively engaged in the development of generative AI technologies and their applications within the domains of commerce and payments. The selection and oversight of these investments will be managed by Visa’s corporate investment arm, Visa Ventures, which has been instrumental in fostering inventions in the payments and commerce sector since its inception in 2007.

Generative AI is a groundbreaking technology capable of producing various forms of content, spanning text, imagery, audio, and synthetic data. Notable examples like OpenAI’s ChatGPT and Google’s Bard illustrate the prowess of generative AI in understanding and generating human-like written content.

Visa’s Chief Product and Strategy Officer, Jack Forestell, has expressed great optimism about the future of generative AI within the financial landscape. He emphasized how this technology will not only reshape the way we live and work but also transform commerce in ways that require our close attention.

Visa’s recent foray into generative AI builds upon its longstanding commitment to integrating AI into its operations. The company claims to have been one of the earliest adopters of AI for payments, deploying AI-based technology in 1993 for risk and fraud management. In 2022, Visa’s real-time payment fraud monitoring system, Visa Advanced Authorization, reportedly helped thwart an estimated $27 billion in fraudulent transactions.

In 2021, Visa introduced VisaNet +AI, a suite of AI-driven services aimed at addressing issues such as account balance management and other daily settlement challenges faced by financial institutions. Some of the tools in this suite, like Smarter Stand-In Processing and Smarter Posting, are designed to enhance payment experiences, particularly during outages, and expedite consumer payments while reducing confusion caused by posting delays.

Aside from its active investments in AI, Visa has also been enthusiastic about incorporating cryptocurrency technology into its payment ecosystem. In April 2021, the company revealed plans for a new crypto product geared towards promoting the mainstream adoption of public blockchain networks and stablecoin-based payments.

The Graph (GRT): revolutionizing blockchain data indexing

The Graph (GRT) is a pioneering blockchain project that’s reshaping the landscape of decentralized applications (DApps) by providing efficient and decentralized data indexing and querying services. Unlike traditional centralized databases, The Graph enables developers to create powerful DApps that can efficiently retrieve and display data from various blockchains in real time.

The Graph functions as a decentralized indexing protocol, offering developers a way to query and retrieve data from blockchain networks like Ethereum and IPFS. This simplifies the development process by providing a standardized way to access data, making DApps more user-friendly and responsive.

The heart of The Graph’s functionality lies in subgraphs, which are custom data schemas that developers create to define how data should be indexed and queried. These subgraphs are shared on a decentralized network of indexers who collectively maintain and query the data.

One of the standout features of The Graph is its decentralized nature. Unlike traditional databases that rely on centralized servers, The Graph’s data is distributed across a network of nodes, ensuring robustness and censorship resistance. This makes it a crucial infrastructure component for Web3 applications.

The Graph has gained significant traction within the blockchain and DApp development community. Numerous blockchain projects and DApps rely on The Graph’s indexing services to access data efficiently, ranging from decentralized finance (DeFi) applications to non-fungible token (NFT) marketplaces.

It has its native utility token, GRT, which serves various purposes within the ecosystem. Indexers and curators are rewarded in GRT for their services, and developers pay in GRT for indexing and querying data. This creates a self-sustaining economy within The Graph network.

InQubeta (QUBE) uptrend begins

InQubeta, often regarded as the best cryptocurrency for AI investments, has revolutionized the world of crypto crowdfunding and investments. It offers a unique crypto crowdfunding platform that enables fractional investments in AI startups using its native $QUBE tokens, which are deflationary ERC20 tokens created by InQubeta.

Investors looking for the best crypto to invest in now should pay close attention. The platform facilitates the creation of investment opportunities as NFTs, allowing individuals to invest according to their budget while enjoying the benefits of being early backers. InQubeta’s NFT marketplace provides AI startups with a means to raise funds and offer reward and equity-based NFTs, making it one of the best cryptocurrencies to buy now. This creates a mutually beneficial ecosystem where $QUBE token holders can readily invest in projects they believe in.

$QUBE tokens are not just any crypto; they offer an attractive investment opportunity, thanks to their deflationary nature. A 2% tax on all buy and sell transactions goes to a burn wallet, making it one of the top cryptos to buy today, which gradually increases the token’s value over time. Additionally, a 5% sell tax contributes to a dedicated reward pool, allowing investors to earn rewards through token staking.

Investors wondering which crypto to buy today for long-term growth should consider InQubeta. It aims to bridge the gap between investors and AI startups, making AI technology investments more accessible and transparent. By leveraging blockchain and smart contracts, they intend to create a secure and efficient investment process.

Moreover, InQubeta has transformed the $QUBE token into a governance token, empowering token holders to actively participate in the decision-making processes of the platform. This approach ensures a democratic and community-driven ecosystem where token holders can propose, discuss, and vote on platform-related matters.

InQubeta’s NFT marketplace is not just about the best NFTs to buy; it’s a central component of the investment process for AI startups. It allows startups to create reward and equity-based NFTs, which are then listed on the marketplace. Investors can purchase these NFTs using $QUBE tokens, providing startups with essential funding and community support. In return, investors receive rewards and equity tied to the success of the AI startup, making it one of the best NFT crypto investments.

$QUBE is built on the Ethereum blockchain, harnessing its smart contract capabilities to create a transparent and secure investment ecosystem for AI startups and investors. InQubeta’s commitment to expanding to multiple blockchain platforms in the future further emphasizes its dedication to creating an inclusive and diverse investment ecosystem.

For those seeking crypto investment opportunities, InQubeta’s $QUBE token represents an inventive approach to AI technology investments, offering a more accessible, transparent, and democratic investment process while empowering the growth and success of AI startups.

To invest in InQubeta, visit the InQubeta Presale and to learn more about the project, you can join InQubeta Communities


In conclusion, Visa’s pioneering investment in generative AI, catalyzing growth for startups like InQubeta and The Graph, marks a transformative turning point in the realm of commerce and payments.

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